Pradhan mantri Gramin Awas Yojana 2022 Online Registration,Eligibility & Benefits

The PMGAY, Pradhan Mantri Gramin Awas Yojana scheme was first launched in the year 2015 by the Ministry of Rural Development to provide a house for all the needy citizens. Earlier known as Indira Awaas Yojana, this scheme provides financial support and housing facilities for the below poverty line citizens. Majorly this scheme concentrates on the rural section of the society in providing Pucca houses for those living in Kutcha houses.

Citizens can apply for the PMGAY by providing their respective ward numbers or by paying a visit to the Gram panchayat. This process can also be done online by following the below-mentioned steps.

प्रधानमंत्री ग्रामीण आवास योजना 2022: Pradhanmantri Gramin Awas Yojana List

Pradhanmantri Gramin Awas Yojana 2022 Online Registration,Eligibility &Amp; Benefits

Pradhan Mantri Gramin Awaas Yojana 2022 Overview

Name of Scheme Pradhan Mantri Gramin Awaas Yojana (PMGAY)
in Language प्रधानमंत्री ग्रामीण आवास योजना
Launched by Ministry of Rural Development
Beneficiaries SECC-2011 Beneficiary
Major Benefit Financial Support
Scheme Objective House For all
Scheme under State Government
Name of State All India
Post Category Scheme/ Yojana
Official Website
Important Dates
Event Dates
Announcement Year Year 2015
Apply Online Available Now
Important Links
Event Links
Apply Online Registration Login
Notification Click Here
Pradhan Mantri Gramin Awaas Yojana 2021 Official Website


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Maximum Home Loan Amount

    1. Rupee. Up to 3 lakhs 3-6 LakhRs 6-12 lakhsRs 12-18 Lakh

Interest subsidy

    1. 6.50%6.50%4.00%3.00%

The maximum interest subsidy amount

    1. Rupee. 2,67,280Rupee. 2,67,280Rupee. 2,35,068Rupee. 2,30,156

Maximum carpet area

    1. 30 sq. m.60 Sq. m.160 Sq. m.200 Sq. m.

  1. From the web browser search for the website of the PMGAY or click on the link
  2. From the home page search for the link for Data Entry, click on the link.
  3. The page of Login will be displayed on the screen.
  4. Login with the help of the user’s name and password.
  5. Select the first PMGAY from the 4 options which will be shown, for registration.
  6. The user must fill in the details for 4 options, Personal Details, Account Details, Convergence Details and finally the Details from Concern Office.
  7. After filling in all the details, thoroughly check and submit.
  8. Now type the details for the registration and the head information.

For any changes in the registration form of the PMGAY, the user can visit the website online and log in with the help of the user’s name and password and then by filling out the registration form.

Steps for checking the Pradhan Mantri Gramin Awas Yojana List:

  1. From the web browser search for the website of the PMGAY or click on the link
  2. Click the link for the Stakeholders option from the homepage menu.
  3. After that click on the link for the PMAYG beneficiary option.
  4. Click on the advanced option if the user does not have his/her registration number and fill in all the required details to register and view the PMGAY List, else click on the PMGAY list and then enter the registration number.

Below mentioned are the necessary eligibility criteria required for the PMGAY registration.

  1. The applicant or the family members must not possess any pucca house across the nation.
  2. The family members of the applicant or the applicant itself must not be above 25 years of a literate adult.
  3. The male members of the applicant must be between 16 to 59 years.
  4. The applicant must not possess any land area or house and has earned income from casual labour work.
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For applying for the PMGAY scheme online, the applicant must have documents like:

  1. Aadhaar number.
  2. Bank account details.
  3. Consent of usage of Aadhaar documents of the applicant.
  4. Valid NREGA job card number
  5. Swachh Bharat mission number.

They cannot apply for the PGMAY scheme:

  1. If he/she possesses any two-three or four-wheeler or any other motorised equipment’s.
  2. If the applicant has a Kisan card with the limit of spending equal to or above Rs 50,000/-.
  3. If anyone from the family has a government job and has an income of more than Rs 10,000/month.
  4. Any family member of the applicant who pays income tax.
  5. Any family member of the applicant who possesses a landline connection or other livelihood types of equipment like Television, Refrigerator etc.

Some of the major benefits of the PMGAY scheme includes:

  1. The candidate can apply for a loan for a sum of Rs 70,000 with the help of any financial establishment.
  2. With the help of the PMGAY scheme, the applicant will be able to get a 3% of interest rate on a loan amount up to Rs 2lakh.
  3. Tenor which can be provided for a time duration of 20 years.

Some of the key beneficiary features of the PMGAY scheme includes:

  1. A minimum of 25sq meters will be provided for housing including a hygienic kitchen space.
  2. Under this scheme, the applicants will get financial benefits and housing facilities, and the vision of substituting all the kutcha houses from the nation.
  3. In July 2010 the scheme has launched a software named AWAAS software which provides services and hassles free assistance to the people in need.

The applicant can check for the SECC Family Member Details by following the below-mentioned steps:

  1. From the home page of the PMGAY web portal, search for the SECC Family Member Details link from the Stakeholder’s option.
  2. Carefully select the relevant state and fill in for the PMAYID.
  3. After that select the option for the Get Family Member Details.
  4. The user will now be able to view the SECC Family Member Details online.
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For checking FTO tracking:

  1. On the homepage of the PMGAY web portal, click the link for FTO tracking from the Awaassoft option.
  2. Carefully fill in all the required details like FTO Password.
  3. For verification, carefully copy the captcha code.

For downloading the PMGAY Mobile Application:

  1. On the top right corner of the homepage, click the link for the Google play option.
  2. The user will be directed to the install Awas Application.
  3. Click on the download option.
  4. After successfully downloading the application, the mobile application will be opened.
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